Top 30 mission-driven fintech companies to work for in 2022

With more unicorns spawned than any other industry in Europe,  in recent years. More startups are entering the Fintech market and employees are following too.

When you’re looking for a new role, how do you decide which Fintech to apply for? It should start with the company’s mission—or lack of. If a company's mission is clear, then you’re more likely to be aligned as a team and enjoy fulfilling work. A defined mission is a good indicator of a company's future success. Sometimes it’s a case of David vs Goliath. A small connected team with a powerful mission beats a corporate dinosaur that’s lost its way. Mission-driven companies instil passion and drive—and you’ll have a job you can spring out of bed for.

We’ve done the research for you and whittled down the most passionate, mission-driven Fintech's that are making a positive impact. Here are the top 30 Fintech's to work for this year.

Freetrade

Freetrade is an award-winning, commission-free investing app.

• Mission: To get everyone investing.
• Core values: Candid | Curious | Focused | Humble | Gritty
• Glassdoor rating: 4.1
• Best employee perk: £100 towards noise-canceling headphones.

Ravelin Technology

Ravelin provides sophisticated technology and dedicated support to help online businesses prevent advanced fraud threats and accept payments confidently.

• Mission: To enable our clients to prevent fraud and accept payments with confidence.
• Core values: Empathy | Ambition | Unity | Integrity
• Glassdoor rating: 4.9
• Best employee perk: Fortnightly team lunches with different people from across the company.

gohenry

gohenry is a kid's money management app (and card) that empowers young people to take part in the digital economy. They are building a global movement with families who fiercely believe that being good with money is a vital life skill.

• Mission: to make every kid good with money.
• Core values: Dive in headfirst | Work collaboratively | Embrace change | Demand brilliance
• Glassdoor rating: 4.7 & Tech Track’s top 50 fastest growing companies in the UK
• Best employee perk: Training and development opportunities called goPD sessions and access to hundreds of webinars.

Capital on Tap

Capital on Tap provides vital funding to small businesses across the UK. To date, they've lent over £2bn to 120,000+ SMEs.

• Mission: Building simple tools for real-world businesses to achieve great things.
• Core values: Just pilot | Be a buddy | Deliver it. Simple
• Glassdoor rating: 4.5
• Best employee perk: For your first company anniversary, you will get a reward of £250 to pilot something new in your personal life. When you reach 2 years, you will receive £500 to Be a Buddy to a loved one.

Wagestream

Wagestream works with employers to give people power over their pay - with the ability to instantly access, track, save and manage their earned wages, all in real-time.

• Mission: transform people’s lives by giving them power over their pay.
• Core values: Force for good | Raise your hands | Impossible isn’t a word | Egos suck
• Glassdoor rating: 4.9
• Best employee perk: Flexible working. Wagestream make sure you have the time to pick the kids up at 3pm, or go for that mid-morning run to boost your productivity.

Fluidly

Fluidly combine financial data and machine learning to automate cashflow forecasting, providing a clear look at what's going on in a business's finances.

• Mission: to enable every business to take control of its financial future, whether that’s with the support of an accountant or independently.
• Core values: We care | We are straightforward | We step up | We find the right solution | We are together
• Glassdoor rating: 4.8
• Best employee perk: 25 days holiday – and they will make you take it. Burnout is not big or clever.

Superscript

Customisable business insurance, including public liability, professional indemnity & business contents cover.

• Mission: To be the new global leader of SME insurance: turning the whole industry on its head with a flexible solution giving customers more control over their insurance cover.
• Core values: Unafraid | Unassuming | Unexpected | Unstoppable
• Glassdoor rating: 5
• Best employee perk: Great founders (having been part of the team, I can vouch for this one!)

Plum

Plum is powered by automation and acts like an autopilot for your money. You sit at the controls, with smart spending analytics and budgeting tools to help you set your financial destination. Plum gets you there safely, so you don’t need to remember things like setting money aside, getting the best deal on household bills.

• Mission: To create the smartest app for managing your money, and make everyone financially better off.
• Core values: Figure it out | Make change happen | Together we push | No frills | Have their back
• Glassdoor rating: 4.8
• Best employee perk: Work from their London or Athens office (or 100% remote)

Salary Finance

Salary Finance is a voluntary benefit that's linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.

• Mission: Help millions of people around the world become financially healthier and happier.
• Core values: Fearless | Responsible | Dedicated | Empathetic | United | Humble
• Glassdoor rating: 4.8
• Best employee perk: Enhanced family-friendly policies.

ClearBank

ClearBank® is the UK's first clearing bank in more than 250 years. They plan to create a new level of open competition and transparency within the UK market.

• Mission: To create greater competition, transparency, and leading-edge technology in the banking market.
• Core values: Encouraging everybody | Active collaboration and listening | Looking after and respecting each other | Driving innovation | Demonstrating integrity | Being accountable
• Glassdoor rating: 3.2 & #4 LinkedIn Top Startup 2020
• Best employee perk: A birthday goody box.

Cleo

Using simplicity and humour, Cleo's helped 4 million people improve their relationship with money and financial health. She’s a platform for the 99% – an AI assistant defining a new category, one that goes beyond saving and budgets to actually changing how we feel about our finances.

• Mission: To radically improve everyone’s relationship with money.
• Core values: Make a difference | Iterate with data | Bring good vibes
• Glassdoor rating: 4.6
• Best employee perk: Annual off-site abroad.

Starling Bank

Personal, joint, euro & business banking. Instant alerts when you spend & get paid, spending habit insights + no fees overseas. Apply in minutes.

• Mission: To create a bank like no other, that puts the customer first and uses the best technology to transform their relationship with money.
• Core values: Fairness | Equity | Inclusion | Compassion | Non-discrimination
• Glassdoor rating: 4 & #8 LinkedIn Top Startup 2020
• Best employee perk: 16 hours paid volunteering time a year.

Ziglu

The fast, simple way to buy and sell crypto, with no hidden fees.

• Mission: To break down unnecessary financial barriers, giving customers instant access to fiat, foreign and digital currencies with low fees and guaranteed insurance protection.
• Core values: Fairness | You first, and always transparent | Simplicity | Beautifully designed to make the complex effortless | Inclusivity | An account truly built for everyone
• Glassdoor rating: 5
• Best employee perk: Subsidised healthcare.

GoCardless

GoCardless makes it easy to collect Direct Debit payments from customers worldwide, even for one-off or variable amounts.

• Mission: Taking the pain out of getting paid.
• Core values: Start with why | Take pride | Act with integrity | Be humble
• Glassdoor rating: 4.2
• Best employee perk: Enhanced including 6 weeks paternity full pay.

Bux

With BUX Zero you can easily invest in shares and ETFs without commission. The BUX Zero app is tailored for both experienced investors, as well as beginners.

• Mission: To inspire everyone to experience the fascinating world of finance.
• Core values: Adventurous | Knowledgeable | Responsible
• Glassdoor rating: 4.6
• Best employee perk: Margy’s famous lunches.

Thought Machine

Vault by Thought Machine is the world’s most flexible core banking platform. Giving banks a real choice in their transformation journey.

• Mission: To build the foundations for a new era in banking and cure one of the banking industry's primary problems: its reliance on outdated IT infrastructure.
• Glassdoor rating: 4.5
• Best employee perk: Huge range of healthy (and not so healthy) snacks, smoothies and drinks.

Marshmallow

Digital-first car insurance company with a mission to deliver great prices, service, and coverage.

• Mission: to make insurance more instant, affordable and inclusive by building the most tech-focused insurance company of our generation.
• Core values: Move fast | Be open & honest | Take ownership | Be selfless
• Glassdoor rating: 4.5
• Best employee perk: Stock options.

Monzo

Monzo are building a new kind of bank. One that lives on your smartphone and built for the way you live today. By solving your problems, treating you fairly and being totally transparent, Monzo believe they can make banking better.

• Mission: Make money work for everyone.
• Glassdoor rating: 3.5 and #6 LinkedIn Top Startup 2020
• Best employee perk: Stock options.

Wise (formerly TransferWise)

Banks charge a lot for overseas transfers. Wise doesn't. Transfer money abroad easily and quickly with their low-cost money transfers.

• Mission: Building money without borders: making money move instantly, transparently, conveniently, and - eventually - for free.
• Core values: This isn't just a job, we're a revolution | We get it done | Customers > team > ego | No drama | Good karma
• Glassdoor rating: 4.3
• Best employee perk: Relocation support.

Checkout.com

Adapt, innovate and thrive with more value from every transaction flowing through your business. Checkout.com helps businesses to offer more payment methods and currencies, to more customers.

• Mission: Building the connected finance businesses deserve.
• Core values: Aspire | Excel | Unite
• Glassdoor rating: 4.5
• Best employee perk: Quarterly Hero Awards.

Modulr

Modulr offers Payments-as-a-Service which automates payment flows, embeds payments in other platforms and enables customers to launch entirely new services.

• Mission: To make payments an enabler of business growth, not a barrier.
• Core values: Lean | Innovate | Grow
• Glassdoor rating: 3.4
• Best employee perk: Private medical insurance.

Curve

Your wallet in one card. Your money, simplified. Curve helps you spend, send, see and save with 1% cashback, spending alerts, great exchange rates and more.

• Mission: To create a connected world of finance and provide people with a convenient and simple way to manage finances, in order to allow you to live life’s rich experiences.
• Core values: Focus on the mission | Obsess about the customer | Think big and innovate | Build, measure, learn | Automate and accelerate | Bias for action | Deliver results | Settle for excellence
• Glassdoor rating: 3.9
• Best employee perk: Annual subscriptions to Calm & FIIT for your mind and body.
• Careers page:

Mollie

Mollie is a pioneer in the payment industry that facilitates companies of all sizes to scale and grow by using different payment methods. With the help of a simple and clear payments-API, Mollie can offer multiple payment methods in a uniform way.

• Mission: To become the most-loved PSP in Europe by simplifying complex financial services.
• Core values: Be loved | Be bold | Be authentic
• Glassdoor rating: 4.7
• Best employee perk: 5 complimentary Baby Days.

Credit Kudos

Credit Kudos is a Credit Reference Agency that helps lenders make better and faster credit decisions using Open Banking data.

• Mission: To change the world, one credit score at a time.
• Core values: Creativity | Innovation | Collaboration | Expansive thinking
• Glassdoor rating: 5
• Best employee perk: 25 days holiday allowance and they close the office between Christmas and New Year to spend time with family.

WeGift

Acquire and engage customers at scale using eGift Cards from Amazon, Target, and 800+ global brands. Boost ROI on your marketing campaigns with WeGift’s all-in-one incentive marketing platform.

• Mission: to completely reinvent rewards.
• Core values: Build trust | Dive deep, Adapt & overcome | Master your craft | Enjoy the ride
• Glassdoor rating: 4.7
• Best employee perk: £1,000 annual L&D allowance to invest in mastering your craft, including accredited studies.

Zego

Zego is a 'New Mobility' insurance provider, powering opportunities for modern business by saving time and money.

• Mission: To become the world’s largest and best-loved insurance provider for enterprise, and the next step will be to bring Zego to a few more European countries.
• Core values: Take the wheel | Push for progress | Bounce back | Zego before ego | We’re in this together | Innovate responsibility
• Glassdoor rating: 4.1
• Best employee perk: 6 months paid Maternity or Adoption leave and 4.5 months paid Parental leave available to both primary caregivers and same-sex partners. Plus career coaching and private therapeutic support available.

Moneybox

The Moneybox app is the simplest way to save and invest. Round up your purchases to the nearest pound and set aside the spare change.

• Mission: to help everyone save and invest for their future.
• Core values: We have a preference for ACTION | We’re always LEARNING | We are OPEN-MINDED | We work as a TEAM
• Glassdoor rating: 4.6 and #5 LinkedIn Top Startup 2020
• Best employee perk: Birthday lunch.

Bud

Intelligent open banking. Harness the power of intelligent financial data to drive growth

• Mission: To make the money part of people’s lives simpler.
• Core values: Boldness | Authenticity | Grit | Collaboration
• Glassdoor rating: 3.5
• Best employee perk: R&D days - £500 per year training allowance.

Tymit

Tymit is a provider of credit cards that offers financing purchases overtime and manages the monthly budget.

• Mission: To reinvent credit to make it honest, safe, and instant everywhere you need it, so you can achieve more financial flexibility and peace of mind.
• Core values: Empathy | Flexibility | Transparency | Simplicity
• Glassdoor rating: 3.3
• Best employee perk: Flexible working hours.

LendInvest

For borrowers, borrowing through LendInvest involves entering into a mortgage contract secured against property.

• Mission: To harness technology and the ambition of our team to build the property finance platform of choice for our customers.
• Core values: We get it done | New finance | Simple is best | We’re ambitious and playing to win
• Glassdoor rating: 4.5
• Best employee perk: Mental health initiatives.

‍