“I can’t fault Zinc really, it’s been a seamless process. We don’t even have to think about it really, which is a good thing.”
People Operations Specialist
Financial Background Checks
Zinc delivers fast, reliable financial background checks to help you assess fiscal responsibility and ensure regulatory compliance when hiring for sensitive roles. We support global financial checks, including adverse financial history checks, giving you the insights needed to make confident, compliant decisions, without compromising on candidate experience.
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Why conduct financial background checks?
A financial check provides a clear view of a candidate’s financial history, including credit status, bankruptcies, and other public records. These insights are important for roles that involve financial decision-making, access to funds, or positions regulated by frameworks such as SMCR.
Adverse financial checks help you reduce the risk of hiring individuals who may be financially compromised, protecting your business, your customers, and your reputation.
“Being FCA regulated we have no room for error with our checks. Zinc is our go-to for DBS & RTW checks with lightning fast turn-around times, zero admin, and maintaining a best in class candidate experience”
Smitha Sanjeev
People Operations
Benefits of Zinc’s finance history checks
Reduce risk
Global financial data, delivered fast
Zinc’s software uses advanced algorithms to search across multiple databases and name variations, ensuring your financial history check is accurate and comprehensive. Access the information you need to make responsible hiring decisions, wherever your candidates are based.
Protect reputation
Best-in-class candidate experience
Financial checks are sensitive in nature. Zinc ensures a non-intrusive, convenient process for candidates. They only input their details once, and we consolidate information so checks can be submitted and returned faster, ensuring a smooth onboarding process.
How our financial check process works
Zinc’s process is designed to be both fast and transparent:
Candidates securely upload a valid identity document, such as a passport or driving licence.
Zinc verifies the document’s legitimacy and checks the candidate’s identity against global regulatory and adverse financial records.
Results are returned in seconds to fast-track the hiring process.
FAQs about our financial background checks
Find answers to common questions about our financial checks and processes.
What is a financial record check?
A financial record check looks at an individual’s publicly available financial history. It’s used to gauge reliability, financial responsibility, and how vulnerable an individual might be to financial pressures.
Financial records checks typically look at credit reports and other public records, including past loans, payment histories, outstanding debts, bankruptcies, electoral roll registration, and county court judgements.
Why do companies do a financial record check?
Companies run financial records checks to assess an individual’s financial responsibility and if hiring them would pose a risk to the business, either reputational or financial. Looking at a candidates’ past bankruptcies, credit history, and debt levels is an indicator of how vulnerable they are to financial pressure, and whether or not they can be trusted to handle large sums of money. In many finance roles, financial records checks are required by law.
What industries does Zinc specialise in providing background checks for?
Zinc provides background check services for various industries, including healthcare, energy, financial services, construction, retail, hospitality, transportation, and technology. We offer industry-specific screenings, such as financial compliance (SMCR) and other regulated checks (BPSS, BS7858), and we can customise background check packages to meet the specific needs of any industry.
How does Zinc handle data privacy and comply with relevant regulations when conducting checks?
Our employee background check software handles data privacy with utmost care, complying with relevant regulations, including GDPR, ISO27001, UK DIATF, and other data protection laws. It returns results from a location-sensitive and fully compliant range of sources to give you complete peace of mind.
Loved by customers and candidates
“I can’t shout about Zinc enough, because it really has revolutionised the way we work. The level of time and effort we need to put in has dramatically reduced.”
Talent Partner
“With Zinc we click a button, and it just runs.”
HR Operations Specialist
“Zinc almost feels too good to be true, it's so affordable, smart, quick, and hassle-free.”
Talent Lead
“It's quick and it just happens.”
Compliance coordinator
“We can click a button and everything is done for us, we will never go back to manual reference checking.”
Talent acquisition manager
