“I can’t fault Zinc really, it’s been a seamless process. We don’t even have to think about it really, which is a good thing.”
People Operations Specialist
Credit checks for compliant hiring
Streamline your hiring process with fast, globally compliant employment credit checks from Zinc. Our pre-employment credit checks help you assess candidate reliability and reduce hiring risk, directly from your ATS or HRIS.
Trusted & loved by
Why conduct employment credit checks?
In sectors like financial services, banking, insurance, and other regulated industries, credit checks are a must-have. Zinc’s employment credit checks help you:
“I can’t shout about Zinc enough, because it really has revolutionised the way we work. The level of time and effort we need to put in has dramatically reduced.”
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Meg Nicol
Talent Partner
Benefits of Zinc’s pre-employment credit checks
Worldwide results
In-depth data with global compliance
Zinc’s platform offers credit checks for employment across 143 countries. We scan verified data including credit history, County Court Judgements (CCJs), bankruptcies, poor payment history, and financial public records to give you a candidate’s financial risk profile.
Transparent and non-invasive
Seamless candidate experience
First impressions matter. Zinc’s credit checks are transparent, non-invasive, and easy for candidates to complete straight from their mobile — so you’re building your employer brand and reducing hiring risk.
How Zinc’s credit check process works
Zinc’s credit check process is simple, secure, for both employers and candidates:
Candidates provide consent, current address, and date of birth to authorise the employment credit check.
Zinc verifies the candidate’s address and retrieves credit data relevant to their location.
A detailed credit report is delivered to your inbox and ATS, covering CCJs, IVAs, bankruptcies, and more to help assess financial responsibility.
FAQs about our employment credit checks
Find answers to common questions about our employee credit checks and processes.
Can I run a credit check on an employee?
In the UK, employers or prospective employers can conduct credit checks on employees, provided they have informed consent. The check also has to be for a legitimate reason, including complying with financial regulations. All information obtained during the check must be handled in line with GDPR requirements.
What can a credit check reveal?
Employee credit checks scan multiple data points and typically flag:
- County Court Judgements (CCJs)
- Individual Voluntary Arrangements (IVAs)
- Past bankruptcies
- High levels of debt
- Late or missed payments
How does Zinc handle data privacy and comply with relevant regulations when conducting checks?
Our employee background check software handles data privacy with utmost care, complying with relevant regulations, including GDPR, ISO27001, UK DIATF, and other data protection laws. It returns results from a location-sensitive and fully compliant range of sources to give you complete peace of mind.
Loved by customers and candidates
“I can’t shout about Zinc enough, because it really has revolutionised the way we work. The level of time and effort we need to put in has dramatically reduced.”
Talent Partner
“With Zinc we click a button, and it just runs.”
HR Operations Specialist
“Zinc almost feels too good to be true, it's so affordable, smart, quick, and hassle-free.”
Talent Lead
“It's quick and it just happens.”
Compliance coordinator
“We can click a button and everything is done for us, we will never go back to manual reference checking.”
Talent acquisition manager
